The insurance coverage attorneys at Smith Haughey serve clients in and out of the courtroom, in matters ranging from coverage opinion and analysis to litigation and appeal. We represent both insurance companies and insureds, and our experience extends to virtually every type of property, casualty and commercial coverage matter, so we possess an uncommonly broad understanding of coverage issues.
Insurance companies rely on us for advice regarding the application and interpretation of all forms of insurance coverage. We provide thorough opinions, draft reservation of rights letters, and review proposed policy changes. Our attorneys actively litigate in courts throughout Michigan, representing clients in declaratory judgment actions, defending against bad faith claims, and handling appeals. Because many of our insurance company clients write policies in other states, we also manage and assist local counsel in litigating insurance coverage disputes in those jurisdictions.
Corporations and individuals look to us for advice on policy and coverage requirements. We help them evaluate coverage options, advise them on the adequacy of their risk management measures, and determine whether specific exposures are covered by insurance. We recognize the financial impact of litigation on our clients, so we focus on resolving coverage disputes as early as possible, on the most advantageous terms possible - but when necessary, we bring a long history of successful trial experience to bear in court.
Our insurance coverage attorneys are able to draw on the depth and breadth of our entire firm, including specialists in legal malpractice, medical malpractice, professional liability, products liability, appellate litigation, and more. Whatever the course of action required, we staff efficiently and deliver the most effective, economical solution possible.
